Ulthuan

Ulthuan, Home of the Asur
It is currently Mon Nov 20, 2017 11:06 pm

All times are UTC




Post new topic Reply to topic  [ 1806 posts ]  Go to page Previous  1 ... 56, 57, 58, 59, 60, 61  Next
Author Message
PostPosted: Thu Aug 23, 2012 8:00 pm 
Offline

Joined: Mon Sep 17, 2007 3:08 pm
Posts: 1343
The US has property taxes that range from .2% to 4% of the value, depending on where you are. 1% seems on the low end of things.

In the USA this money it typically collected on a local level and is where the funds for Police, school, etc.. come from.

Assuming that Croatia is going through hard times like much of the rest of the world, adding a property tax does not seem like a terrible way to raise revenue, so long as it goes towards productive ends.

Do you already pay property tax at a local level and this a new national tax?

_________________
Defender of Ulthuan


Top
 Profile  
Reply with quote  
PostPosted: Thu Aug 23, 2012 8:49 pm 
Offline
Bond... James Bond
User avatar

Joined: Tue Jun 21, 2005 11:13 am
Posts: 2651
Location: Zagreb, Croatia
There is one already on the local level that is between 0.05$ and 2.3$ per m2 depending on the type of property.

The problem is 1% is to much for an average Croatia income. A 50 m2 flat is on average worth 100 000 € so that would translate to 1 000 € per year while at the same time average Croatian vage is 8700 € per year. So a family of 4 with both parents working will be losing 1/16 of their yearly income to the new tax.

When you add to that the fact most people in Croatia in adition to their current living space have some property in the country side like their parents or grandparends house that is not used and a field that goes along with it the new tax is akin to skining an average person alive.

After some thinking I can count my family lucky since a lot of what we own is in BiH and Montenegro so we will not be paying as much as we could. If all that we own was in Croatia we would end with probbably more than 15 000 € of tax.


2-4% is quite a lot, the only thing I can think of is that property in USA must be low value for such a percentage to be acceptable to the people paying it or it has a level under which property isn't taxed so the goverment doesn't bleed the poor.

_________________
Image


Top
 Profile  
Reply with quote  
PostPosted: Thu Aug 23, 2012 9:44 pm 
Offline
The Clubslinger
User avatar

Joined: Sun Jun 06, 2004 8:44 am
Posts: 1867
Or median income is higher.


Top
 Profile  
Reply with quote  
PostPosted: Thu Aug 23, 2012 10:01 pm 
Offline

Joined: Mon Sep 17, 2007 3:08 pm
Posts: 1343
It is taxed only at the local level. Not sure why the Federal level needs a property tax. But in the US, most/all states have exceptions for farms.

I think the issue where you are is that the wages/property value ratio is way off. Your family owns what, 600000euro to 1500000euro worth of property? Sorry man, that makes you not poor, even if you can't afford to keep all of it.

Property values in the USA vary greatly, depending on where you live. Wages are typically higher here than other countries as well.

For example, the median household value in Massachussetts is 338,500$, Median household income is 64,000$
the median household value in Alabama is 119,600$, Median household income is 40,500$

That means, for the average household in MA to buy their home outright they would have to work for 5.28 years, and not spend a dime on anything, or pay taxes for that matter. In Alabama, it is 2.95 years.

Croatia has the average(don't know if it is median or mean) household income at 16740$(yearly, as all my numbers have been).
Croatia, Bosnia, Bulgaria, Slovakia and Slovenia(couldn't find Croatia individually so this could be way off), have and average household value(together) of 179,522$
This means the average Croatian household has to work for 10.72 years not spending anything.

Considering that the basic costs for survival and taxes take a much larger percentage from lower wage earners, it can be extremely difficult to every outright own a home.

By comparison, it would take your household (42000$ annually) where you make 2.5 times as much as the average, 18 years to buy your properties outright (754920$ for the ones Croatia has taxed you on, or if it were on the properties in BiH and Montenegro as well, it would take you a projected 45 years of never spending anything to be able to afford all of your properties).
So on average, it is twice as hard at least for Croatians to become homeowners than Americans. Your situation implies old ownership as your family now could never afford it, that probably makes you "rich" in comparison to the average.

Looking at these numbers, real-estate seems to be one of Croatia's best assets, so it makes sense from an economic standpoint to try to develop it. Unfortunately, most Croatians, clearly are not in a position to do this themselves. It is rather underhanded to make it more expensive to keep property in hopes to force people to sell. However, should this unfold as you think where many unused properties are sold and developed, then it should result in an influx of money into the economy as a whole and greatly help things. Unfortunately you are likely correct that in some cases, properties will be bought and then rented back to the seller.

By comparison, it looks like the University of Zagreb costs 8800$ per year to attend. My university costs now 56,000$ per year with room and board, =[.

Just some interesting numbers.

_________________
Defender of Ulthuan


Top
 Profile  
Reply with quote  
PostPosted: Thu Aug 23, 2012 10:17 pm 
Offline

Joined: Wed Sep 28, 2011 6:19 pm
Posts: 800
Location: San Diego, CA
Also, the states with higher property tax rates tend to have low or no state income tax. Number #2 and #3 property tax rates, Texas and New Hampshire, don't collect an income tax. Other states with high property taxes have low flat rates on income taxes, like Illinois and Michigan. Conversely, some states with low income taxes or property taxes have high sales taxes, a scheme similar to a VAT but not quite the same.

More importantly though, as Keith pointed out, it really depends on the median income of the residents in the state and the median property value.

_________________
My Plog - Tele's Torpid Painting Log


Top
 Profile  
Reply with quote  
PostPosted: Thu Aug 23, 2012 10:52 pm 
Offline
Bond... James Bond
User avatar

Joined: Tue Jun 21, 2005 11:13 am
Posts: 2651
Location: Zagreb, Croatia
Actually it is free for roughly 45% of students while the rest pay between 815$ and 3900$(this in a private university) per year. But 1 000$ is an average per year. I should also mention that 815$ is considered to much by many students and there is a whidespread campaign to make all state owned universities free as they were for our parents. As it stands they are wining and we could expect that by 2014 at the latest.


You misunderstood me, I would never consider ourselves poor, since my parents are a judge and a doctor we are solid middle class based on our income and based on property we are also roughly in the upper middle. Through inheritance we hold 3 flats and part of a house in the capital. We live in one flat, grandmother in the other and we rent the third to help grandma survive on her low pension. We also have 1 flat and 1 house at coast (at different places), a rundown house/barn with an orchard also at the coast, a part of a house in the continent along with a several hectares of arrable land next to a few hectares of wood. In Montenegro we have another house (haven't been there since the war began), two orchards and a vineyard, while in BiH we have two houses, a forest and three fields. In addition we have 6 graves and 3 tombs. So yes I would say that we own probably more than 1.5 million € and that is pretty normal in Croatia. We are a rich poor people.


As far as I see the situation it will backfire. Most of the property owned by people in Croatia is in economically and demographicaly dead areas where now very few people live (mostly old) and is of much greater sentimental value than usable though it still has considerable monetary value. The only people I see buying that property are various banks looking for a cheap way (as property prices will certainly plumet once the forced selling begins) to acquier further wealth from money stricken citizens. In the towns and cities many people due to their low income will be unable to live in their inherited flats/houses and seek cheaper places to live but they do not exists since our housing market colapsed in 2008. So they will either be forced to go back to the countryside (unless they already sold that to pay for the property in towns and cities) that holds little prospect of future or emigrate in search of a better life (Croatia is allready loosing 30k people a year due to emigration).


As it stands Croatia is at the verge of entering the EU and at the same time very close to becoming a third world country where nearly 1/6 of the populations is bellow poverty line. We are in a gutter with lead weights around our legs and hands cuffed behind the back trying not to drown.

_________________
Image


Top
 Profile  
Reply with quote  
PostPosted: Thu Sep 20, 2012 8:19 am 
Offline

Joined: Tue Jun 08, 2004 1:29 pm
Posts: 578
Location: Kuopio, Eastern Finland
Finnish awareness videos are creepy but make you think.

http://www.youtube.com/watch?v=XwdUXS94yNk

_________________
EricJ wrote:
I guess Swedes are just a tad more gay than your average European.
And Finns a tad more masculine.


Top
 Profile  
Reply with quote  
PostPosted: Fri Sep 21, 2012 4:23 am 
Offline

Joined: Thu Feb 23, 2012 12:13 pm
Posts: 708
Location: Saphery (Alberta, Canada)
Thank God I am back!!! Had to take some time off for my sanity! Playing to many games and working left no time for other things!

_________________
Live and Fight with Honour, for We are the Most Noble
2012 Games - (W/L/D) 49-1-0
Image
Lord Whitestar's Leviathan Company Champion.
Blog
Facebook for Talifan
Aicanor wrote:
Yes, Sapherian princes are an evil bunch.


Top
 Profile  
Reply with quote  
PostPosted: Wed Sep 26, 2012 10:31 pm 
Offline
Centurion

Joined: Mon Dec 27, 2004 12:55 am
Posts: 3297
Location: Brisbane, Australia
Damn it seems the forums are a little quiet these days. I'm running out of things to do at work! :wink:

_________________
Nec Sorte Nec Fato - Neither By Chance Nor Fate

X-wing Blog


Top
 Profile  
Reply with quote  
PostPosted: Thu Sep 27, 2012 3:30 am 
Offline

Joined: Thu Feb 23, 2012 12:13 pm
Posts: 708
Location: Saphery (Alberta, Canada)
I cant go on at work anymore...no computer...work in a lumber mill now! getting paid 75% more than I got as a Security Specialist!!

_________________
Live and Fight with Honour, for We are the Most Noble
2012 Games - (W/L/D) 49-1-0
Image
Lord Whitestar's Leviathan Company Champion.
Blog
Facebook for Talifan
Aicanor wrote:
Yes, Sapherian princes are an evil bunch.


Top
 Profile  
Reply with quote  
PostPosted: Wed Oct 03, 2012 9:10 pm 
Offline

Joined: Sun Jan 22, 2012 1:40 pm
Posts: 1553
Location: South East England
Talifan wrote:
I cant go on at work anymore...no computer...work in a lumber mill now! getting paid 75% more than I got as a Security Specialist!!


Wow i guess cutting the worlds lungs apart is higher up humans priorities then keeping people safe! :lol:

No joking tho, congrats!

I recently split up from my girlfriend, well she left me. So its time to hit the ice cream i think and watch awful movies until i pluck up the courage to go looking for love again (took so damn long last time damn it! :( ). Apart from that its business as usual as i try to look for a better job. Oh well SSDD.

_________________
War. War never changes
dum spiro, spero...
"Humans are strange creatures, in a world of such fascination and wonder they have managed to invent boredom"


Top
 Profile  
Reply with quote  
PostPosted: Thu Oct 04, 2012 9:45 pm 
Offline
Centurion

Joined: Mon Dec 27, 2004 12:55 am
Posts: 3297
Location: Brisbane, Australia
That's no good SD but don't be in a hurry to get into another relationship. But ice cream is good. =P~

_________________
Nec Sorte Nec Fato - Neither By Chance Nor Fate

X-wing Blog


Top
 Profile  
Reply with quote  
PostPosted: Sat Oct 06, 2012 5:18 pm 
Offline

Joined: Thu Feb 23, 2012 12:13 pm
Posts: 708
Location: Saphery (Alberta, Canada)
Want a hug SD? I know they make me feel better...and dont rush things. The right person usually shows up when you are not looking and least expecting to find them. I know this.

_________________
Live and Fight with Honour, for We are the Most Noble
2012 Games - (W/L/D) 49-1-0
Image
Lord Whitestar's Leviathan Company Champion.
Blog
Facebook for Talifan
Aicanor wrote:
Yes, Sapherian princes are an evil bunch.


Top
 Profile  
Reply with quote  
PostPosted: Sat Oct 06, 2012 7:36 pm 
Offline

Joined: Sun Jan 22, 2012 1:40 pm
Posts: 1553
Location: South East England
Not sure how a hug works on the internet but yes i would like one! :P

Thing is she did just come along out of nowhere before and i couldn't believe my luck when she did! I'm no good at flirting or anything so will probably be awhile before the next serious relationship again. I'm in no hurry don't worry about that! As i now have more free time for myself and more freedom too (i don't have to sit watching any chick flicks! yay! pure unadulterated horror and action...mmm may go see Dredd!).

Just wish i knew why is the only thing now.

_________________
War. War never changes
dum spiro, spero...
"Humans are strange creatures, in a world of such fascination and wonder they have managed to invent boredom"


Top
 Profile  
Reply with quote  
PostPosted: Tue Oct 09, 2012 6:12 am 
Offline

Joined: Thu Feb 23, 2012 12:13 pm
Posts: 708
Location: Saphery (Alberta, Canada)
Here is your hug SD! *hugs SD in manly fashion* :D

_________________
Live and Fight with Honour, for We are the Most Noble
2012 Games - (W/L/D) 49-1-0
Image
Lord Whitestar's Leviathan Company Champion.
Blog
Facebook for Talifan
Aicanor wrote:
Yes, Sapherian princes are an evil bunch.


Top
 Profile  
Reply with quote  
PostPosted: Tue Oct 09, 2012 9:11 am 
Offline

Joined: Sun Jan 22, 2012 1:40 pm
Posts: 1553
Location: South East England
Well a friend thinks he saw her with another man the other day but he stresses that he isn't sure it was her. Hopefully not as that would suck if she left just to be someone else but hey like i care any more! (b***h :P ).

Thanks for the hug! *looks at Talifan and nods while talking about football and orders a beer*

_________________
War. War never changes
dum spiro, spero...
"Humans are strange creatures, in a world of such fascination and wonder they have managed to invent boredom"


Top
 Profile  
Reply with quote  
PostPosted: Wed Oct 10, 2012 12:17 pm 
Offline
User avatar

Joined: Thu Oct 12, 2006 10:27 am
Posts: 298
Location: Ireland
Hmmm, is it really worse to be dumped for somebody else?

I mean, at least that's an actual reason. To me, a less painful one than her just getting bored of you, generally thinking she's too good for you or figuring out you guys have no future together without another reason. At least another guy makes sense, she just thinks they're a better match.

These things happen, sorry dude.

_________________
ImageImageImage
Dread Lord Zakhital Goremane the Incompetent, 181 kills 5/22/11
Vaul's Vengeful Villain
Paraicamon, I choose you!


Top
 Profile  
Reply with quote  
PostPosted: Wed Oct 10, 2012 5:35 pm 
Offline

Joined: Sun Jan 22, 2012 1:40 pm
Posts: 1553
Location: South East England
Well i don't see it as her leaving for a better match but more to the point is how did she find him to be a better match? Did she cheat on me to find out? Also apparantly when my friend spotted her (or not) it wasn't long since we broke up so it obviously didn't mean much to her if she is jumping into another man's arms so quickly. Thats what hurts the most is the speed of it all.

Anyways its not confirmed and i we haven't spoken since the break up (Edit: actually not true that we have texted several times).

_________________
War. War never changes
dum spiro, spero...
"Humans are strange creatures, in a world of such fascination and wonder they have managed to invent boredom"


Top
 Profile  
Reply with quote  
PostPosted: Thu Oct 11, 2012 8:42 am 
Offline
Librarian
User avatar

Joined: Mon Jun 30, 2008 7:14 pm
Posts: 543
Location: Bahston
Imo, the sooner you put it behind you, the better. I was hung up on a girl for a really long time. I didn't still want to be with her, I was just very, very mad. Frankly, that sucks. It starts to take away from other things and is a nagging thing in the back of your head. You miss things like the awesomest girl ever was in one of the bands you play in, and all you had to do was go talk to her.

99% sure said girl likes me, hopefully we will meet for lunch this weekend. If we wind up dating Id probably buy everyone here a pizza or something.

_________________
Too bad Andy was banned


Top
 Profile  
Reply with quote  
PostPosted: Thu Oct 11, 2012 9:54 am 
Offline

Joined: Tue Jun 08, 2004 1:29 pm
Posts: 578
Location: Kuopio, Eastern Finland
When sending the pizza to Finland, make sure it stays fresh and is delivered steaming hot (but not dry as sand) to me.

_________________
EricJ wrote:
I guess Swedes are just a tad more gay than your average European.
And Finns a tad more masculine.


Top
 Profile  
Reply with quote  
PostPosted: Fri Oct 12, 2012 8:38 am 
Offline
Auctor Aeternitatum
User avatar

Joined: Wed Apr 22, 2009 1:07 pm
Posts: 6489
Location: The city of Spires
http://www.just-eat.com/

I normally have diner 7.30 / 8 ish at night.

Rod

_________________
Eirik wrote:
Please try to remember that, no matter how 'official' the source seems, rumours are basically just a dictionary combined with a random number generator

For Nagarythe: Come to the dark side.
PS: Bring cookies!

Check out my plog
Painting progress, done/in progress/in box: 166/18/104


Top
 Profile  
Reply with quote  
PostPosted: Mon Oct 22, 2012 8:58 pm 
Offline
Bond... James Bond
User avatar

Joined: Tue Jun 21, 2005 11:13 am
Posts: 2651
Location: Zagreb, Croatia
I am not sure what to think right now. I am instaling Skype and the name Giladis is taken. Should I be annoyed or flattered :lol:

_________________
Image


Top
 Profile  
Reply with quote  
PostPosted: Tue Oct 23, 2012 8:02 am 
Offline
Auctor Aeternitatum
User avatar

Joined: Wed Apr 22, 2009 1:07 pm
Posts: 6489
Location: The city of Spires
At least you know how to reach him. Give him a call and claim your name back ;)

Rod

_________________
Eirik wrote:
Please try to remember that, no matter how 'official' the source seems, rumours are basically just a dictionary combined with a random number generator

For Nagarythe: Come to the dark side.
PS: Bring cookies!

Check out my plog
Painting progress, done/in progress/in box: 166/18/104


Top
 Profile  
Reply with quote  
PostPosted: Tue Oct 23, 2012 9:01 pm 
Offline

Joined: Sun Jan 22, 2012 1:40 pm
Posts: 1553
Location: South East England
I signed up for skype some weeks ago and forgot my username and password moments later :?

Ex-Girlfriends suck is all i can update on... :evil: Think i'll be single for quite some time before trusting again. But hey thats fine with me! :P

_________________
War. War never changes
dum spiro, spero...
"Humans are strange creatures, in a world of such fascination and wonder they have managed to invent boredom"


Top
 Profile  
Reply with quote  
PostPosted: Thu Oct 25, 2012 12:55 am 
Offline
Librarian
User avatar

Joined: Mon Jun 30, 2008 7:14 pm
Posts: 543
Location: Bahston
Ex's are wonderful when you realize that they are actually a terrible person and you're way too good for them.

Theyre 100 times better when they come to you after they break up with someone else and are super easy to take advantage of.

Not that I would do that or anything.... :wink:

_________________
Too bad Andy was banned


Top
 Profile  
Reply with quote  
PostPosted: Thu Nov 08, 2012 3:14 am 
Offline
User avatar

Joined: Thu Apr 07, 2005 2:33 pm
Posts: 100
Location: Chocolate Town, USA
Allerion wrote:
Ex's are wonderful when you realize that they are actually a terrible person and you're way too good for them.

Theyre 100 times better when they come to you after they break up with someone else and are super easy to take advantage of.

Not that I would do that or anything.... :wink:


Hey this is what I'm doing these days!

_________________
Prince_Asuryan wrote:
What if I want someone with the body of a ten year old boy

DING DONG THE WICKED WITCH IS DEAAAAD!


Top
 Profile  
Reply with quote  
PostPosted: Sat Nov 10, 2012 9:50 pm 
Offline
Librarian
User avatar

Joined: Mon Jun 30, 2008 7:14 pm
Posts: 543
Location: Bahston
Well shit it looks like I owe some of you pizza....

if you send me your address I will legitimately send you a pizza

_________________
Too bad Andy was banned


Top
 Profile  
Reply with quote  
PostPosted: Sun Nov 11, 2012 2:52 pm 
Offline

Joined: Sun Nov 11, 2012 12:34 pm
Posts: 0
Now this looks like a job for me
So everybody, just follow me
Cause we need a little, controversy
Cause it feels so empty, without me


Top
 Profile  
Reply with quote  
PostPosted: Sun Nov 11, 2012 8:49 pm 
Offline
User avatar

Joined: Thu Sep 21, 2006 9:49 pm
Posts: 206
I'm more of a Pizza Hut fan, could we work it out? :P


Top
 Profile  
Reply with quote  
PostPosted: Sun Nov 11, 2012 10:57 pm 
Offline
Librarian
User avatar

Joined: Mon Jun 30, 2008 7:14 pm
Posts: 543
Location: Bahston
Yeah I bet we could

_________________
Too bad Andy was banned


Top
 Profile  
Reply with quote  
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 1806 posts ]  Go to page Previous  1 ... 56, 57, 58, 59, 60, 61  Next

All times are UTC


Who is online

Users browsing this forum: No registered users and 1 guest


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum

Search for:
Jump to:  
Powered by phpBB® Forum Software © phpBB Group